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This report investigates skill underutilisation in Australian workers by examining patterns of over-skilling and over-qualification and the pathways of people into jobs where they are over-skilled. It also examines what businesses are doing, if anything, to maximise skill usage. The research finds that around 19% of workers report that they are not using all their skills at work. Around 35% of workers are over-qualified, potentially contributing to this level of skill underutilisation. It also finds that while employers value the concept of skills usage, there are higher priorities, such as skills development.